仓单融资实质是一种存货抵押融资方式，通过融资单位、仓储部门和企业的三方协议，引入专业仓储公司在融资过程中发挥监督保管抵押物、对抵押物进行价值评估、担保等作用，实现以企业存货仓单为抵押的融资方式。

　　Essence is a kind of inventory of the warehouse receipt financing mortgage financing, through financing unit, storage departments and enterprises of the tripartite agreement, the introduction of professional storage company in the financing process supervision and keep the mortgaged property, the value of the mortgaged property evaluation, the action such as guarantee, to achieve enterprise inventory of the warehouse receipt for the mortgage financing.

　　Warehouse financing is suitable for the high liquidity commodities, especially with a range of international market scale of primary products, such as raw material, black metal and non-ferrous metal and raw materials, coal, coke, rubber, paper pulp, and soybeans, corn and other agricultural products. Any special goods, professional machinery and equipment, textile and clothing, household appliances and other products, generally difficult to obtain bank financing of the warehouse receipt.

　　目前香港、新加坡等银行及国内外资银行主要是向国外贸易商或国内公司设在境外的窗口公司提供保税货物仓单融资。

　　At present, Hong Kong, Singapore, etc and domestic foreign-funded Banks mainly to foreign trade dealer or domestic company located in outside the window of the company to provide bonded goods warehouse financing.

　　In recent years, there are also some domestic foreign Banks and domestic Banks, to import and export goods in domestic non bonded warehouse inventory temporarily for mortgages, provide the warehouse receipt to the domestic enterprises located in outside the window company financing, and eventually loans to domestic companies.